Companies that lease cars independently
You can choose to lease through an independent leasing business or through the dealer’s financing source.
The captive finance source for a traditional dealer can be a large national bank like Chase Manhattan or the financial services division of a car manufacturer like BMW, Honda, or General Motors Acceptance Corporation (GMAC).
Independent lease firms can work with dealers nationwide and are not financially tied to any one manufacturer’s finance source.
Therefore, how do you rank them?
For time-sensitive sales, traditional dealerships may provide superior lease deals.
Leasing a factory-subsidized vehicle with a subvented money factor and residual is a fantastic deal that’s hard to beat.
No matter what brand or model you’re looking for, independent lease businesses can provide you with expert, impartial guidance. Unlike traditional dealers, who are obligated to offer specific models, they are not bound to any one manufacturer or finance source. This is the reason behind their success. Lease terms, such as residual value and mileage, can be more amenable to negotiation with them.
In the end, working with an independent leasing business is the way to go if you value a more personalized and customer-centric connection with your leasing agent.